On Your Way

Start Today

Get On Your Way to Financial Freedom!

Recent Blog Posts

  • Should You Close a Credit Card?

    The most compelling reason why closing accounts with balances on them can hurt your credit rating is because it changes your ratio of in-use…

    By OYW - Administrator on December 18, 2014
  • Making Saving Easy

    You can’t knock the intelligence behind encouraging strong saving habits. Let’s face it, you never know when you’re going to be in a tough…

    By OYW - Administrator on December 16, 2014
  • Do Employers Have Access to Your Credit Information?

    Have you ever heard that credit scores are used for employment screening purposes?  Well, it’s not true!

    Employers or prospective employers do not have access…

    By OYW - Administrator on December 5, 2014
  • APR vs. APY

    When you are looking at different investments, you will often see the amount of interest expressed in both “APY” and APR”.  This is really…

    By OYW - Administrator on December 2, 2014
  • Open a Retirement Account

    This weekend, I have a challenge for you. All you have to do is go to your credit union and open a retirement account….

    By Kimberly Cahill on November 21, 2014

Recent Articles & Videos

  • Clever Ways to Buy a Home

    If there is one obvious thing about home buying, it’s that homes aren’t cheap. As a first-time homebuyer the…

    Articles | By OYW - Administrator on December 17, 2014
  • How to Enjoy Being an Entrepreneur

    If you’re a new entrepreneur, it’s surprising that you’ve even found the time to sit down to read this…

    Articles | By Kimberly Cahill on December 15, 2014
  • Check Your Credit Report

    There are many articles on the OYW site about maintaining good credit history.  Beyond that, how do you ensure…

    Articles | By OYW - Administrator on December 3, 2014
  • Black Friday

    The long-awaited, much anticipated Black Friday occurred last week.  I have no desire to participate in this particular activity,…

    Articles | By OYW - Administrator on December 1, 2014
  • Lighten Up a Bit!

    We all know that saving money is important — but for some, feverishly saving every nickel becomes a distracting…

    Articles | By OYW - Administrator on November 19, 2014